Staying focused on the homebuying journey is a must, especially for those living in areas with a fast-paced market. Using a few key tips can help you stay on course and accomplish your homebuying dreams.
Creating a homebuying strategy, you outline the steps you'll most essential to the homebuying process. Plus, with a homebuying plan in place, you'll be better equipped than ever before to streamline your house search.
Use your strategy outline to highlight the location you’d prefer your home to be in, where to get financing if a mortgage loan is needed, house characteristics and more.
Home financing often plays a huge role in a buyer's ability to acquire a residence. Getting pre-approved for a mortgage allows you to get a better understanding of the financing you’re working with to purchase a home.
You’ll need to provide personal information such as income and identification, so a lender can see if you meet requirements for pre-qualification.
Prior to pre-approval for a mortgage loan, consider checking out a variety of banks and credit unions. This allows you to learn about all of your mortgage options and select a mortgage best matching your financial needs.
Working with a real estate agent is one of the best ways to help you stay on track during the homebuying process. They can help you fine-tune your homebuying goals and map out the best plan to execute each task efficiently - Whether that be through narrowing down an MLS search or negotiating a great deal on a home.
Don't lose focus as you pursue your dream property. By securing financial information, creating a strategy and collaborating with a real estate agent, you can ease into the homebuying journey with clarity.
Susan Shuxian Hu has been a dedicated realtor serving in Silicon Valley since 2010. With great passion, outstanding negotiation skills and due diligence, she has helped many buyers and sellers in their real estate needs. Living in West San Jose for more than 14 years, she has broad knowledge in Cupertino, West San Jose, Los Altos and Saratoga. She has enormous patience working with buyers and never tired of showing all possible properties that may fit client’s needs. Clients appreciate her best service to their satisfaction. She specialized in luxurious real estate purchase in Los Altos, Cupertino, Saratoga and Palo Alto. She also helped friend and past client’s referral working in San Francisco, Foster City and far reached Bay Area.
Susan Shuxian Hu was graduated in East China Normal University in Shanghai with bachelor and master degrees in Bio science. She came to US in 1989 and earned her Ph.D. in Molecular Genetics in Texas A&M University in 1996. After one year of postdoc in Southern Florida University in Tampa, she moved back to Orlando with her family and started working in Lucent Technologies. In 2002, Susan moved to California, Silicon Valley joined a start-up company. Since then she worked in high tech Corporation till 2009. Driven by her dream job pursuing, she found her passion working in sales by helping people in real estate after one year of education in De Anza business and real estate law study. Since then, she has been serving many people in Bay Area for their real estate needs.
With bilingual advantage, she has been actively working with Chinese immigrants as well as local engineers and residents. With rich high tech background and connection with Chinese community, Susan has served in luxurious real estate in last a couple of years.